Free AI Medical Bill Analyzer

Hospitals overcharge. We catch it.

Upload a hospital bill and our AI scans every line for duplicate charges, unbundled procedures, upcoding, and math errors — then writes the dispute letter for you in seconds.

Analyze my bill — free No signup to start · 60-second result
80% of bills contain errors Cites the No Surprises Act
bill-analysis.pdfSample

Potentially in dispute

$1,847

across 4 flagged line items

99285ER visit, high complexityUpcoding$680
80053Metabolic panel (billed ×2)Duplicate$420
36415Blood draw (already bundled)Unbundled$312
—Subtotal rounding errorMath error$435
Draft dispute letter — ready to send

“Under the No Surprises Act, I am formally disputing the following charges on account #··· which appear to be duplicated, upcoded, or inconsistent with the care provided…”

60 sec

Average analysis time

7 error types

Detected per bill

$0

To run your first analysis

Med.xyz AI

Reviews every line item

Run your free analysis

Upload your bill, tell us about the visit, and get a line-by-line breakdown.

Analyze your bill

We'll flag suspicious charges and email you a dispute letter.

Required — the AI uses this to flag services inconsistent with what really happened.

One free analysis per email. We'll never spam you — we use this to email your dispute letter and let you know about Med.xyz.

Your bill isn't stored beyond analysis
Encrypted upload, reviewed privately
Full report emailed to you

What the AI looks for

Every line is checked against the care you describe and standard billing rules.

Duplicate charges

The same procedure or supply billed two or more times.

Unbundling

Bundled services split into separate, inflated line items.

Upcoding

A more expensive code billed than the care you received.

Math errors

Subtotals, adjustments, and totals that don’t add up.

Services not rendered

Charges for tests or treatments that never happened.

Unfamiliar codes

CPT/HCPCS codes that don’t match your visit.

How it works

1

Upload

Drop the hospital bill — PDF or photo. We never store it longer than your analysis.

2

Analyze

Our AI reviews every line for duplicates, unbundling, upcoding, and math errors.

3

Dispute

We draft the dispute letter and email it to you. Send it. Save money.

Questions, answered

Is it really free?

Yes — your first bill analysis is completely free, no credit card or account required. We ask for an email so we can send you the report and dispute letter.

Is my medical bill kept private?

Your file is uploaded over an encrypted connection, analyzed, and not retained beyond producing your report. The AI reviews it but does not train on it.

Will this actually lower my bill?

We surface charges that are commonly disputable and draft a letter citing the No Surprises Act. Final outcomes depend on your provider and insurer — this is informational, not legal advice.

What files can I upload?

A PDF or a clear photo (PNG/JPG) of your itemized bill or EOB, up to 20 MB. The more detail and line items visible, the better the analysis.

Takes about a minute

Don't pay a bill you haven't checked.

Upload it now and see exactly what's worth disputing — free, in under a minute.

Analyze my bill free
Built on the same engine Med.xyz members use daily